Finding 1157955 (2024-003)

Material Weakness Repeat Finding
Requirement
P
Questioned Costs
-
Year
2024
Accepted
2025-09-30

AI Summary

  • Core Issue: The loan tracking software is not fully reconciling with the general ledger for 2023 and 2024 due to delays in entering payment information.
  • Impacted Requirements: This situation indicates a material weakness in internal controls over financial reporting, affecting compliance with federal program requirements.
  • Recommended Follow-Up: Implement monthly reconciliations between the loan software and the general ledger to address discrepancies promptly.

Finding Text

Finding 2024-003: Loan Receivable Reconciliation Condition: During our audit, Wipfli LLP noted the software used to track loan activity was not fully reconciled to the loan receivable general ledger account detail for the years ended December 31, 2024 and 2023. The Ventures software did not reconcile to the general ledger for the years ended December 31, 2024 and 2023 primarily due to receipt and disbursement information not being entered to Ventures in a timely manner. Through testing of loan balances by confirmation and alternative procedures, several loans reviewed did not reconcile to the balance noted in Ventures due to delay in reconciliation of payment information after year end and additional charge-offs noted through subsequent review by management. Management was not able to produce a schedule of future maturities and accrued interest on loans receivable through the Ventures software due to software limitations. Criteria: Internal controls are effective if they are properly designed and implemented to prevent or detect account misstatements prior to the audit. Cause: Wisconsin Women's Business Initiative Corporation transitioned to a new loan management software during the year and there were challenges in reconciling the activity to the general ledger. Effect: As a result of the financial reporting matters identified in the condition paragraph, a material weakness exists in Wisconsin Women's Business Initiative Corporation's internal control over financial reporting. Recommendation: We recommend Wisconsin Women's Business Initiative Corporation continue to implement perform Reconciliations between the loan software and the general ledger on a monthly basis to address any reconciling items in a more timely manner. View of Responsible Officials: Management agrees with the finding and has developed a written corrective action plan. This finding represents a material weakness in internal controls over compliance and a non-material non-compliance with the reporting requirement for the major federal programs. Questioned Costs: None Major Programs: AL #14.218 Community Development Block Grant Cluster, Award Numbers CDBG FY 2024, FD 003 2023, CD5075180249, CDBG MKE RLF, CDBG Racine 2023-2024, CDBG FY 2023, B-23-UC-55-0003, ED 24020, 2024-2025 CDBG - Classic; AL #59.046 Microloan Program, Award Numbers SBAOCAML230534, SBAOCAML2024001568

Corrective Action Plan

WWBIC is working with the software developer to have necessary reports available such as interest accrual and maturities calculations as part of the system. Accounting staff will be implementing a new loan tracking coding segment in their general ledger software, ABILA MIP, that will track each loan transaction by loan number. This will allow MIP system to be reconciled to the loan software, Ventures monthly using automated reconciliations. Staff in both the accounting and the loan operations areas will be trained to use this coding. Reports that are time sensitive in the loan system will be set to run automatically so that balances can be captured. The accounting staff are now coordinating these processes with WWBIC's loan operations to make sure that the processes capture all activity and reconcile between the two systems.

Categories

Material Weakness Reporting Matching / Level of Effort / Earmarking Internal Control / Segregation of Duties

Other Findings in this Audit

  • 1157934 2024-002
    Material Weakness Repeat
  • 1157935 2024-002
    Material Weakness Repeat
  • 1157936 2024-002
    Material Weakness Repeat
  • 1157937 2024-002
    Material Weakness Repeat
  • 1157938 2024-002
    Material Weakness Repeat
  • 1157939 2024-002
    Material Weakness Repeat
  • 1157940 2024-002
    Material Weakness Repeat
  • 1157941 2024-002
    Material Weakness Repeat
  • 1157942 2024-002
    Material Weakness Repeat
  • 1157943 2024-002
    Material Weakness Repeat
  • 1157944 2024-002
    Material Weakness Repeat
  • 1157945 2024-003
    Material Weakness Repeat
  • 1157946 2024-003
    Material Weakness Repeat
  • 1157947 2024-003
    Material Weakness Repeat
  • 1157948 2024-003
    Material Weakness Repeat
  • 1157949 2024-003
    Material Weakness Repeat
  • 1157950 2024-003
    Material Weakness Repeat
  • 1157951 2024-003
    Material Weakness Repeat
  • 1157952 2024-003
    Material Weakness Repeat
  • 1157953 2024-003
    Material Weakness Repeat
  • 1157954 2024-003
    Material Weakness Repeat
  • 1157956 2024-004
    Material Weakness Repeat
  • 1157957 2024-004
    Material Weakness Repeat
  • 1157958 2024-004
    Material Weakness Repeat
  • 1157959 2024-004
    Material Weakness Repeat
  • 1157960 2024-004
    Material Weakness Repeat
  • 1157961 2024-004
    Material Weakness Repeat
  • 1157962 2024-004
    Material Weakness Repeat
  • 1157963 2024-004
    Material Weakness Repeat
  • 1157964 2024-004
    Material Weakness Repeat
  • 1157965 2024-004
    Material Weakness Repeat
  • 1157966 2024-004
    Material Weakness Repeat

Programs in Audit

ALN Program Name Expenditures
59.046 Microloan Program $2.01M
59.043 Women's Business Ownership Assistance $592,000
10.870 Rural Microentrepreneur Assistance Program $532,872
59.044 Veterans Outreach Program $283,378
21.020 Community Development Financial Institutions Program $245,769
59.050 Prime Technical Assistance $189,396
21.024 Community Development Financial Institutions Rapid Response Program (cdfi Rrp) $173,895
21.033 Community Development Financial Institutions Fund Equitable Recovery Program (cdfi Erp) $125,000
14.870 Resident Opportunity and Supportive Services - Service Coordinators $120,000
10.351 Rural Business Development Grant $70,030
21.027 Coronavirus State and Local Fiscal Recovery Funds $66,000
21.020 Covid-19 Community Development Financial Institutions Program $18,469
14.218 Community Development Block Grants/entitlement Grants $14,725