Finding 618459 (2022-001)

Significant Deficiency
Requirement
EG
Questioned Costs
-
Year
2022
Accepted
2023-07-31
Audit: 38272
Organization: River City Federal Credit Union (TX)
Auditor: Doeren Mayhew

AI Summary

  • Core Issue: The Credit Union's reporting on eligible loans lacks identifiable details, making it hard to confirm compliance with performance goals.
  • Impacted Requirements: The inability to track eligible loans may lead to inaccurate reporting against the Grant Assistance Agreement.
  • Recommended Follow-Up: Implement procedures to identify and track eligible loans, ensuring reconciliation with reported totals during the grant period.

Finding Text

SECTION III FEDERAL AWARD FINDINGS AND QUESTIONED COSTS SIGNIFICANT DEFICIENCY 2022-001 CDFI Program ? CFDA No. 21.024; Grant Nos. 21RRP057469: Grant period ? December 31, 2022. Condition: The Credit Union has contracted with a third-party vendor named, Inclusiv, for CDFI reporting purposes. According to Inclusiv?s reporting, the Credit Union met the total financial products (loans) deployed in the designated target market (TM) requirement as reported on the Annual Performance Report. From our testing, we were also able to support the Credit Union satisfied the requirements. However, based on the reports provided by Inclusiv, we were unable to obtain a list of identifiable loans that met the eligibility requirements. Criteria: Eligible loans meeting an established threshold (performance goal) as outlined in the Grant Assistance Agreement are to be deployed within the TM. Questioned Costs: None Context: Eligible loan deployment as reported in the Annual Performance Reports were unable to be supported on an individual basis outside of Inclusiv?s reporting at this time. Effect: Performance goals as stipulated in the Grant Assistance Agreement may not be met or reported inaccurately. Cause: There was no way to identify eligible loans deployed or reconcile the deployments to the total amount of financial products closed as reported on the Annual Performance Reports. Recommendation: Complete established procedures to identify and track eligible loans deployed during the RRP grant performance period and reconcile the totals to the underlying loan data. Views of Responsible Officials and Planned Corrective Actions: Management agrees with the finding and will ensure we are able to identify eligible loans deployed in the TM in the future.

Categories

Eligibility Period of Performance Reporting Significant Deficiency Matching / Level of Effort / Earmarking

Other Findings in this Audit

  • 42017 2022-001
    Significant Deficiency

Programs in Audit

ALN Program Name Expenditures
21.024 Community Development Financial Institutions Rapid Response Program (cdfi Rrp) $1.11M
21.020 Community Development Financial Institutions Program $676,530