Finding 1215478 (2025-001)

Material Weakness Repeat Finding
Requirement
N
Questioned Costs
-
Year
2025
Accepted
2026-05-26

AI Summary

  • Core Issue: First Rising Mount Zion Baptist Church Housing Corporation, Inc. did not deposit 50% of surplus cash into the required account within the 90-day deadline set by HUD.
  • Impacted Requirements: This failure violates HUD's regulations regarding surplus cash deposits, leading to an underfunded residual receipts account.
  • Recommended Follow-Up: Implement controls to ensure compliance, including recalculating surplus cash after year-end transactions are finalized.

Finding Text

Federal Agency: U.S. Department of Housing and Urban Development Federal Program Name: Section 221(d)(3) Insured Mortgage Assistance Listing Number: 14.135 Award Period: January 1, 2025 to December 31, 2025 Type of Finding:  Significant Deficiency in Internal Control over Compliance Criteria or specific requirement: Per HUD requirements, 50% of surplus cash calculated in the prior year must be deposited into a separate residual receipts account within 90 days of year end. The other 50% is applied to the HUD retrofit loan. Condition: During our testing, we noted that First Rising Mount Zion Baptist Church Housing Corporation, Inc. failed to make the 50% required deposit of surplus cash that was calculated in the 2024 audited financial statements within the 90-day time frame prescribed by HUD. Questioned costs: None. Context: Tested deposit to residual receipt account. Cause: Administrative error. Effect: The residual receipts account is not in compliance with HUD Residual Receipts Provisions and is underfunded. Repeat Finding: No Recommendation: We recommend that First Rising Mount Zion Baptist Church Housing Corporation, Inc. design and implement controls to prevent non-compliance with HUD requirements surrounding surplus cash deposits such as recalculating surplus cash at the end of the year after all transactions have been posted. Views of responsible officials: There is no disagreement with the audit finding.

Corrective Action Plan

Recommendation: We recommend that First Rising Mount Zion Baptist Church Housing Corporation, Inc. design and implement controls to prevent non-compliance with HUD requirements surrounding surplus cash deposits such as recalculating surplus cash at the end of the year after all transactions have been posted. Explanation of disagreement with audit finding: There is no disagreement with the audit finding. Action taken in response to finding: First Rising Mount Zion Baptist Church Housing Corporation, Inc. T/A Gibson Plaza Apartments will implement enhanced internal controls to ensure compliance with HUD requirements related to surplus cash calculations and deposits. Specifically: - Management will perform a final recalculation of surplus cash at year-end after all accounting transactions have been recorded and reviewed. - A standardized checklist will be developed and utilized to ensure that all required steps in the surplus cash calculation process are completed accurately. - The surplus cash calculation will be reviewed and approved by a secondary individual independent of the preparer to ensure accuracy and compliance. Name(s) of the contact person(s) responsible for corrective action: Asa Ewings Planned completion date for corrective action plan: 5/31/2026

Categories

HUD Housing Programs Cash Management Significant Deficiency Matching / Level of Effort / Earmarking

Programs in Audit

ALN Program Name Expenditures
14.135 MORTGAGE INSURANCE RENTAL AND COOPERATIVE HOUSING FOR MODERATE INCOME FAMILIES AND ELDERLY, MARKET INTEREST RATE $18.87M
14.195 PROJECT-BASED RENTAL ASSISTANCE (PBRA) $2.83M