Finding 1163588 (2022-001)

Material Weakness Repeat Finding
Requirement
C
Questioned Costs
-
Year
2022
Accepted
2025-12-08

AI Summary

  • Issue: Chesterfield Square Mutual Homes failed to increase replacement reserve deposits as required, leading to a total deficiency of $2,134 from March 2021 to July 2022.
  • Requirements Impacted: Monthly deposits must meet HUD's specified amounts, which were not adhered to due to reliance on the mortgage company for invoicing.
  • Recommended Follow-Up: Management should promptly make overdue deposits and establish procedures to ensure compliance with HUD deposit requirements.

Finding Text

2022-001: Replacement Reserve Deposits, AL #14.155 Condition: The required deposit amount to the replacement reserve increased effective March 1, 2021, from $4,075 to $4,177, and then again effective April 1, 2022, from $4,177 to $4,277. Chesterfield Square Mutual Homes did not increase their deposit amount for either of these increases. As a result, deposits for March, 2021, through July, 2022, were deficient. The total deficiency for the period is $2,134. Criteria: An amount as required by HUD should be deposited monthly in the replacement reserve. Cause: Management relied upon the mortgage company to invoice monthly for replacement reserve deposits and did not have processes or procedures in place to detect deficiencies in those deposits. Effect: The Project is not compliance with its regulatory agreement. Recommendation: Management should take immediate steps to make deposits in arrears and should develop processes and procedures to ensure that mortgage and reserve payments are made in accordance with HUD requirements. Views of Responsible Officials and Planned Corrective Action: Management agrees with auditor recommendations. See Corrective Action Plan prepared by management.

Corrective Action Plan

Finding: 2022-001 Agency: Chesterfield Square Mutual Homes, Inc. Name of Contact Person and Title: Sharon B. Stover, Controller, Drucker & Falk, LLC, Agent Anticipated Completion Date: 06/29/2023 Agency's Response: Concur Chesterfield Square Mutual Homes agrees with this finding and will implement the following: Drucker & Falk, LLC will immediately remit a catch-up contribution for the deficient reserve contributions. Sharon B. Stover, Controller Drucker & Falk, LLC Agent

Categories

HUD Housing Programs

Programs in Audit

ALN Program Name Expenditures
14.155 MORTGAGE INSURANCE FOR THE PURCHASE OR REFINANCING OF EXISTING MULTIFAMILY HOUSING PROJECTS $5.07M
14.856 LOWER INCOME HOUSING ASSISTANCE PROGRAM SECTION 8 MODERATE REHABILITATION $1.20M