Finding 1162108 (2025-003)

Material Weakness Repeat Finding
Requirement
C
Questioned Costs
$1
Year
2025
Accepted
2025-11-07
Audit: 371906
Organization: Lake Forest College (IL)
Auditor: RSM US LLP

AI Summary

  • Core Issue: Lake Forest College had excess cash for the Federal Direct Student Loans program, ranging from $24,903 to $3,683,698, which was not returned within the required seven-day period.
  • Impacted Requirements: This finding violates Uniform Grant Guidance, which mandates that excess cash over one percent of prior year drawdowns must be returned immediately.
  • Recommended Follow-Up: The College should review and improve its cash management processes to prevent excess cash situations in the future.

Finding Text

Finding 2025-003 – Student Financial Aid - Excess Cash (Significant Deficiency) Repeat Finding: No Federal Agency – U.S. Department of Education (ED) Student Financial Assistance Cluster Federal Direct Student Loans: 84.268 Federal Award Years: Year Ended May 31, 2025 Condition During our cash management testing, we identified that Lake Forest College had excess cash for the FDL program ranging from $24,903 to $3,683,698 during the period of January 30, 2025 through February 7, 2025. In this situation, the excess cash exceeded one percent of total prior year drawdowns, and the amount was not returned within a seven-day period. Criteria Uniform Grant Guidance (34 CFR 668.166) states the Secretary considers excess cash to be any amount of Title IV, HEA program funds, other than Federal Perkins Loan program funds, that an institution does not disburse to students by the end of the third business day following the date the institution (1) received those funds from the Secretary; or (2) deposited or transferred to its depository account previously disbursed Title IV, HEA program funds, such as those resulting from awards adjustments, recoveries, or cancellations. An institution may maintain for up to seven days an amount of excess cash that does not exceed one percent of the total amount of funds the institution drew down in the prior award year. The institution must return immediately to the Secretary any amount of excess cash over the one-percent tolerance and any amount of excess cash remaining in its account after the seven-day tolerance period. Uniform Grant Guidance (2 CFR 200.303) requires nonfederal entities receiving Federal awards establish and maintain internal controls deigned to reasonably ensure compliance with Federal laws, regulations, and program compliance requirements. Effective internal controls should include procedures to ensure excess cash is properly handled. Questioned Costs Questioned costs is the amount that exceeded one percent of total prior year drawdowns. Excess cash ranged from $24,903 to $3,683,698. Cause The College drew down funds in advance of the Spring semester which is allowed based on the College’s cash management method. However, due to timing differences, the funds were not ultimately disbursed to students until 8 days after the drawdown was made. Context One instance of excess cash during the fiscal year. Effect Excess cash is noncompliance with Federal regulation and could result in the loss of future funding. Untimely reconciliation of federal awards can result in over or under awarding of funding and result in heightened monitoring by the Department of Education. Recommendation We recommend the College review current processes for monitoring cash management and implement procedures that eliminate excess cash. Views of Responsible Officials We agree with this finding. See corrective action plan.

Corrective Action Plan

Finding 2025-003: Student Financial Aid – Excess Cash Finding: Lake Forest College had excess cash for the FDL program ranging from $24,903 to $3,683,698 during the period of January 30, 2025 through February 7, 2025. In this situation, the excess cash exceeded one percent of total prior year drawdowns, and the amount was not returned within a seven-day period. Cause: The College drew down funds in advance of the Spring semester which is allowed based on the College’s cash management method. However, due to timing differences, the funds were not ultimately disbursed to students until 8 days after the drawdown was made. Corrective Actions Taken or Planned: On January 27, 2025, the Office of Management and Budget issued a directive pausing the disbursement of federal grants and loans, effective the following day. With uncertainty surrounding whether this pause applied to the FDL program, its duration, and the potential impact on the College’s cash flow, the Business Office made a one-time exception to its longstanding best-practice process. Instead of using finalized disbursement data, the College opted to draw funds based on preliminary disbursement information to mitigate potential financial disruption. To prevent recurrence and ensure compliance with federal cash management regulations, the College has implemented the following corrective measures: 1. Return to Standard Practice: The Business Office has resumed its standard drawdown procedure, which utilizes finalized disbursement data after the College’s add/drop date to ensure alignment with actual student disbursements. 2. Contingency Protocol for Exceptional Circumstances: In the event of future extraordinary circumstances, the Business Office will implement a conservative drawdown buffer, limiting initial draws to no more than 66% of preliminary disbursement estimates. This approach will reduce the risk of excess cash while maintaining operational flexibility. 3. Enhanced Coordination and Communication: The Business Office will maintain close coordination with the Office of Financial Aid, along with federal agencies and monitor guidance during periods of uncertainty to ensure timely and compliant decision-making. Contact Person Responsible: AJ Rodino, AVP for Business Lake Forest College Completion Date: 11/1/2025

Categories

Questioned Costs Cash Management Student Financial Aid Matching / Level of Effort / Earmarking

Other Findings in this Audit

  • 1162100 2025-001
    Material Weakness Repeat
  • 1162101 2025-001
    Material Weakness Repeat
  • 1162102 2025-001
    Material Weakness Repeat
  • 1162103 2025-001
    Material Weakness Repeat
  • 1162104 2025-001
    Material Weakness Repeat
  • 1162105 2025-001
    Material Weakness Repeat
  • 1162106 2025-002
    Material Weakness Repeat
  • 1162107 2025-002
    Material Weakness Repeat
  • 1162109 2025-004
    Material Weakness Repeat
  • 1162110 2025-004
    Material Weakness Repeat
  • 1162111 2025-004
    Material Weakness Repeat
  • 1162112 2025-004
    Material Weakness Repeat

Programs in Audit

ALN Program Name Expenditures
84.268 FEDERAL DIRECT STUDENT LOANS $7.89M
84.063 FEDERAL PELL GRANT PROGRAM $3.97M
84.038 FEDERAL PERKINS LOAN PROGRAM $570,085
84.007 FEDERAL SUPPLEMENTAL EDUCATIONAL OPPORTUNITY GRANTS $477,510
84.033 FEDERAL WORK-STUDY PROGRAM $298,829
93.855 ALLERGY AND INFECTIOUS DISEASES RESEARCH $99,020
47.074 BIOLOGICAL SCIENCES $79,610
47.049 MATHEMATICAL AND PHYSICAL SCIENCES $16,799
47.075 SOCIAL, BEHAVIORAL, AND ECONOMIC SCIENCES $8,290
97.036 DISASTER GRANTS - PUBLIC ASSISTANCE (PRESIDENTIALLY DECLARED DISASTERS) $-1,831