Finding 1158176 (2024-002)

Material Weakness Repeat Finding
Requirement
L
Questioned Costs
-
Year
2024
Accepted
2025-09-30

AI Summary

  • Core Issue: The Corporation inaccurately reported the principal balance of loans in the ED-209 report, leading to a $1,000,000 discrepancy.
  • Impacted Requirements: This represents a significant deficiency in internal control and noncompliance with reporting requirements for the Economic Adjustment Assistance program.
  • Recommended Follow-Up: Implement stronger review procedures and ensure staff have the necessary resources to accurately prepare and submit reports.

Finding Text

Information on Federal Program - Economic Development - Economic Adjustment Assistance, Assistance Listing Number 11.307 Criteria - A significant deficiency is a deficiency or a combination of deficiencies in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. In accordance with the reporting compliance requirement for 11.307, the ED-209 must be submitted to the EDA. While the Corporation successfully submitted the report on time, they failed to accurately report the principal balances of loans receivable outstanding as of December 31, 2024. The Corporation reported $6,048,775 as the principal balance of loans outstanding however, the Corporation should have reported $5,048,775 as the principal balance of loans outstanding. A variance of $1,000,000 was noted which represents a significant deficiency in internal control over financial reporting and an instance of noncompliance. Condition – We noted that the ED-209 report that was submitted to the EDA for the year ended December 31, 2024, was not accurately filled out and was not properly reviewed prior to submission. Cause – During 2024, PIDC initiated an EDA loan to a borrower in the amount of $1,000,000. While the loan was committed as of December 31, 2024, the loan was never disbursed. During preparation of the ED-209 report, management included this $1,000,000 commitment within the recorded amount of outstanding principal balance on loans receivable as of December 31, 2024. Effect and Potential Effect – A lack of a proper review over the ED-209 reporting could cause amounts to be erroneously reported which raises concern about the Corporation’s reliability in adhering to accounting and compliance requirements, potentially jeopardizing its ability to secure funding. Context – During 2024, PIDC initiated an EDA loan to a borrower in the amount of $1,000,000. While the loan was committed as of December 31, 2024, the loan was never disbursed and thus was erroneously included in the ED-209 report submitted to the EDA. Recommendation – We recommend that the Corporation maintain a competent workforce that has the time and resources needed to ensure compliance with its reporting requirements. Additionally, procedures and/or policies should be implemented to ensure proper review of amounts reported. Views of Responsible Officials –Management acknowledges that oversight is needed to monitor the reporting process and ensure reconciliation of their loan portfolio system.

Corrective Action Plan

2024-002 – Incorrect Filing of Form ED-209 to the EDA Management inaccurately reported balances on Form ED-209 to the EDA. This inaccurate reporting is due to a lack of management review over the reported amounts. Per the ED-209 report, PIDC had $6,048,775 of principal outstanding on loans as of December 31, 2024; however, per the supporting documentation only $5,048,775 of principal outstanding on loans was recorded within the financial statements as of December 31, 2024. Corrective Action During 2024, PIDC initiated an EDA loan to a borrower in the amount of $1,000,000. While the loan was committed at December 31, 2024, the loan was never disbursed. We will establish a dedicated oversight team of existing personnel to monitor the reporting process and to ensure reconciliation of our loan portfolio system. Furthermore, we will streamline our reporting processes by conducting a thorough review and implementing necessary changes. Ongoing training for portfolio management staff on new techniques and software tools will be initiated and continue on a regular basis. Regular progress reviews will be conducted to address quality issues promptly. By implementing these corrective actions, we aim to prevent inaccurate reporting Individual Responsible for Corrective Action Plan Lawrence McComie SVP & Chief Credit Officer 215-496-8145 Anticipated Completion Date: 30 days from issuance, management will file an updated ED-209 report to the EDA.

Categories

Internal Control / Segregation of Duties Material Weakness Reporting Significant Deficiency Matching / Level of Effort / Earmarking

Programs in Audit

ALN Program Name Expenditures
21.027 Coronavirus State and Local Fiscal Recovery Funds $4.00M
81.128 Energy Efficiency and Conservation Block Grant Program (eecbg) $2.57M
11.307 Economic Adjustment Assistance $2.40M
21.033 Community Development Financial Institutions Fund Equitable Recovery Program (cdfi Erp) $2.25M
17.289 Community Project Funding/congressionally Directed Spending $289,351
14.218 Community Development Block Grants/entitlement Grants $209,500
21.020 Community Development Financial Institutions Program $8,987