Audit 352556

FY End
2024-09-30
Total Expended
$1.93M
Findings
0
Programs
12

Organization Exclusion Status:

Checking exclusion status...

Contacts

Name Title Type
HLLGHKT1WBF1 Sheila Noone Auditee
5086121963 Amber McGonis Auditor
No contacts on file

Notes to SEFA

Title: Basis of Presentation Accounting Policies: Basis of Accounting – VERANNE has prepared these financial statements on the accrual basis of accounting and, accordingly, reflects all significant receivables, payables, and other liabilities. Basis of Presentation – The Corporation has adopted Financial Accounting Standards Board (FASB) Accounting Standards Codification (ASC) Topic 958, Not-for-Profit Entities, Section 205, Presentation of Financial Statements, and Section 605, Revenue Recognition (previously Statement of Financial Accounting Standards (SFAS) No. 116, Accounting for Contributions Received and Made). ASC Section 958-205 establishes standards for external financial reporting by not-for-profit organizations and requires that resources be classified for accounting and reporting purposes into two net asset categories according to externally (donor) imposed restrictions. ASC Section 958-605 requires that unconditional promises to give (pledges) be recorded as receivables and revenue. It also requires that the organization distinguish between contributions received for each net asset category in accordance with donor-imposed restrictions. A description of the two net asset categories follows: Net assets without donor restrictions: Undesignated – Net assets without donor restrictions consist of undesignated amounts, investments segregated by the Board of Trustees (the earnings from which are used for operations), and amounts used to purchase land, buildings, and equipment net of related indebtedness. Net assets with donor restrictions: Time or Purpose – Net assets subject to donor-imposed stipulations that may or will be met either by actions of VERANNE and/or by the passage of time. VERANNE has net assets with time or purpose donor restrictions for operations of $178,459 and $198,519 as of September 30, 2024 and 2023, respectively. Perpetual – Net assets subject to donor-imposed stipulations that they be maintained in perpetuity by VERANNE. Generally, the donors of these assets permit VERANNE to use all or part of the income earned on related investments for general or specific purposes. There were no net assets with perpetual donor restrictions as of September 30, 2024 and 2023.Revenues – Revenues are reported as increases in net assets without donor restrictions unless use of the related assets is limited by donor or grantor-imposed restrictions. Expenses are reported as decreases in net assets without donor restrictions. Gains and losses on investments and other assets or liabilities are reported as increases or decreases in net assets without donor restrictions unless their use is restricted by explicit donor stipulation, grantor stipulation or by law. Expirations of time or purpose restrictions on net assets by fulfillment of the donor or grantor stipulated purpose, or by passage of the stipulated time period are reported as reclassifications between applicable classes of net assets. The Corporation adopted Accounting Standards Update (“ASU”) 2014-09, Revenue from Contracts with Customers (ASC 606). ASC 606 establishes principles for recognizing revenue upon the transfer of control and promised goods or services to customers, in an amount that reflects the expected consideration received in exchange for those goods and services. The contract transaction price is allocated to each distinct performance obligation and recognized as revenue when, or as, the performance obligation is satisfied. The overall impact of the adoption was not material in the accompanying financial statements. The majority of the revenue is earned through research grants and contracts with public, private, and federal sources. These grants and contracts are reciprocal transaction agreements. Contracts are billed at predetermined increments throughout the study period. Revenue is recognized as those benchmarks are achieved. Revenue for costreimbursement contracts are recognized when the Corporation incurs allowable costs. Intergovernmental Personnel Act (“IPA”) revenue consists of reimbursements for salary and benefits from the VA to the Corporation for use of the Corporation’s employees. Revenue is recognized during the period in which performance obligations are met. Contracts Receivable – These receivables consist of billings on IPA research federal funds. VERANNE performs periodic evaluations of the collectability of its receivables and does not require collateral on its contracts receivable. Management estimates contracts receivable’s allowance for credit losses using available information relating to past events, current conditions, and reasonable and supportable forecasts. Management has deemed no allowance for credit losses is necessary for contracts receivable as of September 30, 2024 and 2023. Grants Receivable – These receivables consist of billings on all other earned revenue sources except for IPA research federal funds. VERANNE performs periodic evaluations of collectability of its receivables and does not require collateral on its grants receivable. Management has deemed no allowance for doubtful accounts is necessary for grants receivable as of September 30, 2024 and 2023. Property and Equipment – Property and equipment are recorded at cost if purchased or fair market value on the date of gift if donated. Betterments or improvements are capitalized and repairs and maintenance are charged to current year expenses. VERANNE has a policy of capitalizing computers with a cost in excess of $500 and a life greater than one year and equipment with a cost in excess of $1,000 and a life greater than one year.Property and Equipment (continued) – VERANNE follows the policy of charging to expense annual amounts of depreciation that allocate the cost of assets over their estimated useful lives. VERANNE employs the straight-line method over the useful lives of the assets ranging from 5 to 15 years. Depreciation expense was $25,963 and $28,241 for the years ended September 30, 2024 and 2023, respectively. VERANNE reviews the carrying value of property and equipment for impairment whenever events and circumstances indicate that the carrying value of an asset may not be recoverable from the estimated future cash flows expected to result from its use and eventual disposition. In cases where undiscounted expected future cash flows are less than the carrying value, an impairment loss is recognized equal to an amount by which the carrying value exceeds the fair value of the assets. The factors considered by management in performing this assessment include current operating results, trends, and prospects, as well as effects of obsolescence, demand, competition, and other economic factors. Cash and Cash Equivalents – For purposes of the statement of cash flows, VERANNE considers all cash and highly liquid investments with an original maturity of three months or less to be cash equivalents. Investments – Investments consist of long-term certificates of deposit and are carried at fair value on quoted prices in active markets (level 2). Realized and unrealized gains or losses on investments are recorded in the period in which the gains or losses occur. Use of Estimates – The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Fair Values of Financial Instruments – The Corporation’s financial instruments are cash and cash equivalents, investments, contracts receivable, grants receivable, and accounts payable. The recorded values of cash and cash equivalents, contracts receivable, grants receivables and accounts payable approximate their fair values based on their short-term nature. Advertising – VERANNE expenses advertising communication costs when incurred. Concentration of Credit Risk – VERANNE maintains cash and investments at one financial institution. Accounts at financial institutions are insured by the Federal Deposit Insurance Corporation up to $250,000. Throughout the year, balances exceeded that amount. As of September 30, 2024, the Corporation has not incurred any losses as a result of uninsured balances.Functional Allocation of Expenses – The cost of providing the various programs and other activities has been summarized on a functional basis in the statement of activities and change in net assets and statement of functional expenses. Accordingly, certain costs have been allocated among the programs and supporting services benefited. Any support expenses not directly chargeable to program costs are allocated based on staff allocation or other reasonable means to functional areas. Deferred Revenue – VERANNE recognizes revenues as earned. Amounts received in advance of the period in which work is preformed are recorded as a liability under “deferred revenue.” Income Taxes – VERANNE is exempt from federal income taxes under Section 501(c)(3) of the U.S. Internal Revenue Code, except with regard to unrelated business income, which is taxed at corporate income tax rates. ASC Subtopic 740-10, Accounting for Uncertainty in Income Taxes, addresses the accounting uncertainty of income taxes recognized in an enterprise’s financial statements and prescribes a threshold of “more-likely-than-not” for recognition and derecognition of tax positions taken or expected to be taken in a tax return. Subtopic 740-10 also provides guidance on measurement classification, interest and penalties and disclosure. The Corporation has determined that the provisions of Subtopic 740-10 do not have a material effect on the Corporation’s financial statements. The Corporation believes it is no longer subject to examinations for years prior to 2020. Liquidity – Assets are presented in the accompanying statements of financial position according to their nearness of conversion to cash and liabilities according to the nearness of their maturity and resulting use of cash. Change in Accounting Principle – In February 2016, the FASB issued Accounting Standard Update 2016- 02, Leases (Topic 842). Under the new guidance, lessees are required to recognize the following for all leases (with the exception of leases with a term of 12 months or less) at the commencement date: (a) a lease liability, which is a lessee’s obligation to make lease payments arising from a lease, measured on a discounted basis; and (b) a right-ofuse asset, which is an asset that represents the lessee’s right to use, or control the use of, a specified asset for the lease term. Leases are classified as either operating or finance. Operating leases result in straight-line expense in the statement of operations (similar to previous operating leases), while finance leases result in more expense being recognized in the earlier years of the lease term (similar to previous capital leases). The Corporation adopted the new standard on October 1, 2022 using the modified retrospective approach. The Corporation elected the transition method that allows for the application of the standard at the adoption date rather than at the beginning of the earliest comparative period presented in the financial statements. The Corporation also elected available practical expedients.Change in Accounting Principle (continued) – In June 2016, the FASB issued Accounting Standards Update (ASU) 2016-13, Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments, which eliminates the probable initial recognition threshold and, instead, requires that all financial assets (or group of financial assets) measured at amortized cost basis be presented at the net amount expected to be collected inclusive of the entity’s current estimate of all expected credit losses. The ASU also applies to certain off balance-sheet credit exposures such as unfunded commitments and non-derivative financial guarantees. The allowance for credit losses is a valuation account that is deducted from the amortized cost basis of the financial asset(s) in order to present the net carrying value at the amount expected to be collected on the financial asset. The measurement of expected credit losses is based on relevant information about past events, including historical experience, current conditions, and reasonable and supportable forecasts that affect the collectability of the reported amount. The Corporation adopted the new standard on October 1, 2023 using the modified retrospective approach. The adoption of the ASU has not had a material impact on the Corporation’s financial statements. Reclassifications – Certain reclassifications of prior year amounts have been made to conform to the current year presentation. Expenditures reported on the Schedule are reported on the accrual basis of accounting. Such expenditures are recognized following the cost principles contained in the Uniform Guidance, wherein certain types of expenditures are not allowable or are limited as to reimbursement. De Minimis Rate Used: Both Rate Explanation: Veterans Education & Research Association of Northern New England, Inc. did elect to use the 10% de minimis indirect cost rate on one private foundation grant. For the remainder of grants, Veterans Education & Research Association of Northern New England, Inc. uses a federally negotiated indirect cost rate. The accompanying Schedule of Expenditures of Federal Awards (the Schedule) includes the federal award activity of Veterans Education & Research Association of Northern New England, Inc. under programs of the federal government for the year ended September 30, 2024. The information in this Schedule is presented in accordance with the requirements of Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards (Uniform Guidance). Because the Schedule presents only a selected portion of the operations of Veterans Education & Research Association of Northern New England, Inc., it is not intended to and does not present the financial position, changes in net assets, or cash flows of Veterans Education & Research Association of Northern New England, Inc.
Title: Summary of Significant Accounting Policies Accounting Policies: Basis of Accounting – VERANNE has prepared these financial statements on the accrual basis of accounting and, accordingly, reflects all significant receivables, payables, and other liabilities. Basis of Presentation – The Corporation has adopted Financial Accounting Standards Board (FASB) Accounting Standards Codification (ASC) Topic 958, Not-for-Profit Entities, Section 205, Presentation of Financial Statements, and Section 605, Revenue Recognition (previously Statement of Financial Accounting Standards (SFAS) No. 116, Accounting for Contributions Received and Made). ASC Section 958-205 establishes standards for external financial reporting by not-for-profit organizations and requires that resources be classified for accounting and reporting purposes into two net asset categories according to externally (donor) imposed restrictions. ASC Section 958-605 requires that unconditional promises to give (pledges) be recorded as receivables and revenue. It also requires that the organization distinguish between contributions received for each net asset category in accordance with donor-imposed restrictions. A description of the two net asset categories follows: Net assets without donor restrictions: Undesignated – Net assets without donor restrictions consist of undesignated amounts, investments segregated by the Board of Trustees (the earnings from which are used for operations), and amounts used to purchase land, buildings, and equipment net of related indebtedness. Net assets with donor restrictions: Time or Purpose – Net assets subject to donor-imposed stipulations that may or will be met either by actions of VERANNE and/or by the passage of time. VERANNE has net assets with time or purpose donor restrictions for operations of $178,459 and $198,519 as of September 30, 2024 and 2023, respectively. Perpetual – Net assets subject to donor-imposed stipulations that they be maintained in perpetuity by VERANNE. Generally, the donors of these assets permit VERANNE to use all or part of the income earned on related investments for general or specific purposes. There were no net assets with perpetual donor restrictions as of September 30, 2024 and 2023.Revenues – Revenues are reported as increases in net assets without donor restrictions unless use of the related assets is limited by donor or grantor-imposed restrictions. Expenses are reported as decreases in net assets without donor restrictions. Gains and losses on investments and other assets or liabilities are reported as increases or decreases in net assets without donor restrictions unless their use is restricted by explicit donor stipulation, grantor stipulation or by law. Expirations of time or purpose restrictions on net assets by fulfillment of the donor or grantor stipulated purpose, or by passage of the stipulated time period are reported as reclassifications between applicable classes of net assets. The Corporation adopted Accounting Standards Update (“ASU”) 2014-09, Revenue from Contracts with Customers (ASC 606). ASC 606 establishes principles for recognizing revenue upon the transfer of control and promised goods or services to customers, in an amount that reflects the expected consideration received in exchange for those goods and services. The contract transaction price is allocated to each distinct performance obligation and recognized as revenue when, or as, the performance obligation is satisfied. The overall impact of the adoption was not material in the accompanying financial statements. The majority of the revenue is earned through research grants and contracts with public, private, and federal sources. These grants and contracts are reciprocal transaction agreements. Contracts are billed at predetermined increments throughout the study period. Revenue is recognized as those benchmarks are achieved. Revenue for costreimbursement contracts are recognized when the Corporation incurs allowable costs. Intergovernmental Personnel Act (“IPA”) revenue consists of reimbursements for salary and benefits from the VA to the Corporation for use of the Corporation’s employees. Revenue is recognized during the period in which performance obligations are met. Contracts Receivable – These receivables consist of billings on IPA research federal funds. VERANNE performs periodic evaluations of the collectability of its receivables and does not require collateral on its contracts receivable. Management estimates contracts receivable’s allowance for credit losses using available information relating to past events, current conditions, and reasonable and supportable forecasts. Management has deemed no allowance for credit losses is necessary for contracts receivable as of September 30, 2024 and 2023. Grants Receivable – These receivables consist of billings on all other earned revenue sources except for IPA research federal funds. VERANNE performs periodic evaluations of collectability of its receivables and does not require collateral on its grants receivable. Management has deemed no allowance for doubtful accounts is necessary for grants receivable as of September 30, 2024 and 2023. Property and Equipment – Property and equipment are recorded at cost if purchased or fair market value on the date of gift if donated. Betterments or improvements are capitalized and repairs and maintenance are charged to current year expenses. VERANNE has a policy of capitalizing computers with a cost in excess of $500 and a life greater than one year and equipment with a cost in excess of $1,000 and a life greater than one year.Property and Equipment (continued) – VERANNE follows the policy of charging to expense annual amounts of depreciation that allocate the cost of assets over their estimated useful lives. VERANNE employs the straight-line method over the useful lives of the assets ranging from 5 to 15 years. Depreciation expense was $25,963 and $28,241 for the years ended September 30, 2024 and 2023, respectively. VERANNE reviews the carrying value of property and equipment for impairment whenever events and circumstances indicate that the carrying value of an asset may not be recoverable from the estimated future cash flows expected to result from its use and eventual disposition. In cases where undiscounted expected future cash flows are less than the carrying value, an impairment loss is recognized equal to an amount by which the carrying value exceeds the fair value of the assets. The factors considered by management in performing this assessment include current operating results, trends, and prospects, as well as effects of obsolescence, demand, competition, and other economic factors. Cash and Cash Equivalents – For purposes of the statement of cash flows, VERANNE considers all cash and highly liquid investments with an original maturity of three months or less to be cash equivalents. Investments – Investments consist of long-term certificates of deposit and are carried at fair value on quoted prices in active markets (level 2). Realized and unrealized gains or losses on investments are recorded in the period in which the gains or losses occur. Use of Estimates – The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Fair Values of Financial Instruments – The Corporation’s financial instruments are cash and cash equivalents, investments, contracts receivable, grants receivable, and accounts payable. The recorded values of cash and cash equivalents, contracts receivable, grants receivables and accounts payable approximate their fair values based on their short-term nature. Advertising – VERANNE expenses advertising communication costs when incurred. Concentration of Credit Risk – VERANNE maintains cash and investments at one financial institution. Accounts at financial institutions are insured by the Federal Deposit Insurance Corporation up to $250,000. Throughout the year, balances exceeded that amount. As of September 30, 2024, the Corporation has not incurred any losses as a result of uninsured balances.Functional Allocation of Expenses – The cost of providing the various programs and other activities has been summarized on a functional basis in the statement of activities and change in net assets and statement of functional expenses. Accordingly, certain costs have been allocated among the programs and supporting services benefited. Any support expenses not directly chargeable to program costs are allocated based on staff allocation or other reasonable means to functional areas. Deferred Revenue – VERANNE recognizes revenues as earned. Amounts received in advance of the period in which work is preformed are recorded as a liability under “deferred revenue.” Income Taxes – VERANNE is exempt from federal income taxes under Section 501(c)(3) of the U.S. Internal Revenue Code, except with regard to unrelated business income, which is taxed at corporate income tax rates. ASC Subtopic 740-10, Accounting for Uncertainty in Income Taxes, addresses the accounting uncertainty of income taxes recognized in an enterprise’s financial statements and prescribes a threshold of “more-likely-than-not” for recognition and derecognition of tax positions taken or expected to be taken in a tax return. Subtopic 740-10 also provides guidance on measurement classification, interest and penalties and disclosure. The Corporation has determined that the provisions of Subtopic 740-10 do not have a material effect on the Corporation’s financial statements. The Corporation believes it is no longer subject to examinations for years prior to 2020. Liquidity – Assets are presented in the accompanying statements of financial position according to their nearness of conversion to cash and liabilities according to the nearness of their maturity and resulting use of cash. Change in Accounting Principle – In February 2016, the FASB issued Accounting Standard Update 2016- 02, Leases (Topic 842). Under the new guidance, lessees are required to recognize the following for all leases (with the exception of leases with a term of 12 months or less) at the commencement date: (a) a lease liability, which is a lessee’s obligation to make lease payments arising from a lease, measured on a discounted basis; and (b) a right-ofuse asset, which is an asset that represents the lessee’s right to use, or control the use of, a specified asset for the lease term. Leases are classified as either operating or finance. Operating leases result in straight-line expense in the statement of operations (similar to previous operating leases), while finance leases result in more expense being recognized in the earlier years of the lease term (similar to previous capital leases). The Corporation adopted the new standard on October 1, 2022 using the modified retrospective approach. The Corporation elected the transition method that allows for the application of the standard at the adoption date rather than at the beginning of the earliest comparative period presented in the financial statements. The Corporation also elected available practical expedients.Change in Accounting Principle (continued) – In June 2016, the FASB issued Accounting Standards Update (ASU) 2016-13, Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments, which eliminates the probable initial recognition threshold and, instead, requires that all financial assets (or group of financial assets) measured at amortized cost basis be presented at the net amount expected to be collected inclusive of the entity’s current estimate of all expected credit losses. The ASU also applies to certain off balance-sheet credit exposures such as unfunded commitments and non-derivative financial guarantees. The allowance for credit losses is a valuation account that is deducted from the amortized cost basis of the financial asset(s) in order to present the net carrying value at the amount expected to be collected on the financial asset. The measurement of expected credit losses is based on relevant information about past events, including historical experience, current conditions, and reasonable and supportable forecasts that affect the collectability of the reported amount. The Corporation adopted the new standard on October 1, 2023 using the modified retrospective approach. The adoption of the ASU has not had a material impact on the Corporation’s financial statements. Reclassifications – Certain reclassifications of prior year amounts have been made to conform to the current year presentation. Expenditures reported on the Schedule are reported on the accrual basis of accounting. Such expenditures are recognized following the cost principles contained in the Uniform Guidance, wherein certain types of expenditures are not allowable or are limited as to reimbursement. De Minimis Rate Used: Both Rate Explanation: Veterans Education & Research Association of Northern New England, Inc. did elect to use the 10% de minimis indirect cost rate on one private foundation grant. For the remainder of grants, Veterans Education & Research Association of Northern New England, Inc. uses a federally negotiated indirect cost rate. Basis of Accounting – VERANNE has prepared these financial statements on the accrual basis of accounting and, accordingly, reflects all significant receivables, payables, and other liabilities. Basis of Presentation – The Corporation has adopted Financial Accounting Standards Board (FASB) Accounting Standards Codification (ASC) Topic 958, Not-for-Profit Entities, Section 205, Presentation of Financial Statements, and Section 605, Revenue Recognition (previously Statement of Financial Accounting Standards (SFAS) No. 116, Accounting for Contributions Received and Made). ASC Section 958-205 establishes standards for external financial reporting by not-for-profit organizations and requires that resources be classified for accounting and reporting purposes into two net asset categories according to externally (donor) imposed restrictions. ASC Section 958-605 requires that unconditional promises to give (pledges) be recorded as receivables and revenue. It also requires that the organization distinguish between contributions received for each net asset category in accordance with donor-imposed restrictions. A description of the two net asset categories follows: Net assets without donor restrictions: Undesignated – Net assets without donor restrictions consist of undesignated amounts, investments segregated by the Board of Trustees (the earnings from which are used for operations), and amounts used to purchase land, buildings, and equipment net of related indebtedness. Net assets with donor restrictions: Time or Purpose – Net assets subject to donor-imposed stipulations that may or will be met either by actions of VERANNE and/or by the passage of time. VERANNE has net assets with time or purpose donor restrictions for operations of $178,459 and $198,519 as of September 30, 2024 and 2023, respectively. Perpetual – Net assets subject to donor-imposed stipulations that they be maintained in perpetuity by VERANNE. Generally, the donors of these assets permit VERANNE to use all or part of the income earned on related investments for general or specific purposes. There were no net assets with perpetual donor restrictions as of September 30, 2024 and 2023.Revenues – Revenues are reported as increases in net assets without donor restrictions unless use of the related assets is limited by donor or grantor-imposed restrictions. Expenses are reported as decreases in net assets without donor restrictions. Gains and losses on investments and other assets or liabilities are reported as increases or decreases in net assets without donor restrictions unless their use is restricted by explicit donor stipulation, grantor stipulation or by law. Expirations of time or purpose restrictions on net assets by fulfillment of the donor or grantor stipulated purpose, or by passage of the stipulated time period are reported as reclassifications between applicable classes of net assets. The Corporation adopted Accounting Standards Update (“ASU”) 2014-09, Revenue from Contracts with Customers (ASC 606). ASC 606 establishes principles for recognizing revenue upon the transfer of control and promised goods or services to customers, in an amount that reflects the expected consideration received in exchange for those goods and services. The contract transaction price is allocated to each distinct performance obligation and recognized as revenue when, or as, the performance obligation is satisfied. The overall impact of the adoption was not material in the accompanying financial statements. The majority of the revenue is earned through research grants and contracts with public, private, and federal sources. These grants and contracts are reciprocal transaction agreements. Contracts are billed at predetermined increments throughout the study period. Revenue is recognized as those benchmarks are achieved. Revenue for costreimbursement contracts are recognized when the Corporation incurs allowable costs. Intergovernmental Personnel Act (“IPA”) revenue consists of reimbursements for salary and benefits from the VA to the Corporation for use of the Corporation’s employees. Revenue is recognized during the period in which performance obligations are met. Contracts Receivable – These receivables consist of billings on IPA research federal funds. VERANNE performs periodic evaluations of the collectability of its receivables and does not require collateral on its contracts receivable. Management estimates contracts receivable’s allowance for credit losses using available information relating to past events, current conditions, and reasonable and supportable forecasts. Management has deemed no allowance for credit losses is necessary for contracts receivable as of September 30, 2024 and 2023. Grants Receivable – These receivables consist of billings on all other earned revenue sources except for IPA research federal funds. VERANNE performs periodic evaluations of collectability of its receivables and does not require collateral on its grants receivable. Management has deemed no allowance for doubtful accounts is necessary for grants receivable as of September 30, 2024 and 2023. Property and Equipment – Property and equipment are recorded at cost if purchased or fair market value on the date of gift if donated. Betterments or improvements are capitalized and repairs and maintenance are charged to current year expenses. VERANNE has a policy of capitalizing computers with a cost in excess of $500 and a life greater than one year and equipment with a cost in excess of $1,000 and a life greater than one year.Property and Equipment (continued) – VERANNE follows the policy of charging to expense annual amounts of depreciation that allocate the cost of assets over their estimated useful lives. VERANNE employs the straight-line method over the useful lives of the assets ranging from 5 to 15 years. Depreciation expense was $25,963 and $28,241 for the years ended September 30, 2024 and 2023, respectively. VERANNE reviews the carrying value of property and equipment for impairment whenever events and circumstances indicate that the carrying value of an asset may not be recoverable from the estimated future cash flows expected to result from its use and eventual disposition. In cases where undiscounted expected future cash flows are less than the carrying value, an impairment loss is recognized equal to an amount by which the carrying value exceeds the fair value of the assets. The factors considered by management in performing this assessment include current operating results, trends, and prospects, as well as effects of obsolescence, demand, competition, and other economic factors. Cash and Cash Equivalents – For purposes of the statement of cash flows, VERANNE considers all cash and highly liquid investments with an original maturity of three months or less to be cash equivalents. Investments – Investments consist of long-term certificates of deposit and are carried at fair value on quoted prices in active markets (level 2). Realized and unrealized gains or losses on investments are recorded in the period in which the gains or losses occur. Use of Estimates – The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Fair Values of Financial Instruments – The Corporation’s financial instruments are cash and cash equivalents, investments, contracts receivable, grants receivable, and accounts payable. The recorded values of cash and cash equivalents, contracts receivable, grants receivables and accounts payable approximate their fair values based on their short-term nature. Advertising – VERANNE expenses advertising communication costs when incurred. Concentration of Credit Risk – VERANNE maintains cash and investments at one financial institution. Accounts at financial institutions are insured by the Federal Deposit Insurance Corporation up to $250,000. Throughout the year, balances exceeded that amount. As of September 30, 2024, the Corporation has not incurred any losses as a result of uninsured balances.Functional Allocation of Expenses – The cost of providing the various programs and other activities has been summarized on a functional basis in the statement of activities and change in net assets and statement of functional expenses. Accordingly, certain costs have been allocated among the programs and supporting services benefited. Any support expenses not directly chargeable to program costs are allocated based on staff allocation or other reasonable means to functional areas. Deferred Revenue – VERANNE recognizes revenues as earned. Amounts received in advance of the period in which work is preformed are recorded as a liability under “deferred revenue.” Income Taxes – VERANNE is exempt from federal income taxes under Section 501(c)(3) of the U.S. Internal Revenue Code, except with regard to unrelated business income, which is taxed at corporate income tax rates. ASC Subtopic 740-10, Accounting for Uncertainty in Income Taxes, addresses the accounting uncertainty of income taxes recognized in an enterprise’s financial statements and prescribes a threshold of “more-likely-than-not” for recognition and derecognition of tax positions taken or expected to be taken in a tax return. Subtopic 740-10 also provides guidance on measurement classification, interest and penalties and disclosure. The Corporation has determined that the provisions of Subtopic 740-10 do not have a material effect on the Corporation’s financial statements. The Corporation believes it is no longer subject to examinations for years prior to 2020. Liquidity – Assets are presented in the accompanying statements of financial position according to their nearness of conversion to cash and liabilities according to the nearness of their maturity and resulting use of cash. Change in Accounting Principle – In February 2016, the FASB issued Accounting Standard Update 2016- 02, Leases (Topic 842). Under the new guidance, lessees are required to recognize the following for all leases (with the exception of leases with a term of 12 months or less) at the commencement date: (a) a lease liability, which is a lessee’s obligation to make lease payments arising from a lease, measured on a discounted basis; and (b) a right-ofuse asset, which is an asset that represents the lessee’s right to use, or control the use of, a specified asset for the lease term. Leases are classified as either operating or finance. Operating leases result in straight-line expense in the statement of operations (similar to previous operating leases), while finance leases result in more expense being recognized in the earlier years of the lease term (similar to previous capital leases). The Corporation adopted the new standard on October 1, 2022 using the modified retrospective approach. The Corporation elected the transition method that allows for the application of the standard at the adoption date rather than at the beginning of the earliest comparative period presented in the financial statements. The Corporation also elected available practical expedients.Change in Accounting Principle (continued) – In June 2016, the FASB issued Accounting Standards Update (ASU) 2016-13, Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments, which eliminates the probable initial recognition threshold and, instead, requires that all financial assets (or group of financial assets) measured at amortized cost basis be presented at the net amount expected to be collected inclusive of the entity’s current estimate of all expected credit losses. The ASU also applies to certain off balance-sheet credit exposures such as unfunded commitments and non-derivative financial guarantees. The allowance for credit losses is a valuation account that is deducted from the amortized cost basis of the financial asset(s) in order to present the net carrying value at the amount expected to be collected on the financial asset. The measurement of expected credit losses is based on relevant information about past events, including historical experience, current conditions, and reasonable and supportable forecasts that affect the collectability of the reported amount. The Corporation adopted the new standard on October 1, 2023 using the modified retrospective approach. The adoption of the ASU has not had a material impact on the Corporation’s financial statements. Reclassifications – Certain reclassifications of prior year amounts have been made to conform to the current year presentation. Expenditures reported on the Schedule are reported on the accrual basis of accounting. Such expenditures are recognized following the cost principles contained in the Uniform Guidance, wherein certain types of expenditures are not allowable or are limited as to reimbursement.
Title: Indirect Cost Rate Accounting Policies: Basis of Accounting – VERANNE has prepared these financial statements on the accrual basis of accounting and, accordingly, reflects all significant receivables, payables, and other liabilities. Basis of Presentation – The Corporation has adopted Financial Accounting Standards Board (FASB) Accounting Standards Codification (ASC) Topic 958, Not-for-Profit Entities, Section 205, Presentation of Financial Statements, and Section 605, Revenue Recognition (previously Statement of Financial Accounting Standards (SFAS) No. 116, Accounting for Contributions Received and Made). ASC Section 958-205 establishes standards for external financial reporting by not-for-profit organizations and requires that resources be classified for accounting and reporting purposes into two net asset categories according to externally (donor) imposed restrictions. ASC Section 958-605 requires that unconditional promises to give (pledges) be recorded as receivables and revenue. It also requires that the organization distinguish between contributions received for each net asset category in accordance with donor-imposed restrictions. A description of the two net asset categories follows: Net assets without donor restrictions: Undesignated – Net assets without donor restrictions consist of undesignated amounts, investments segregated by the Board of Trustees (the earnings from which are used for operations), and amounts used to purchase land, buildings, and equipment net of related indebtedness. Net assets with donor restrictions: Time or Purpose – Net assets subject to donor-imposed stipulations that may or will be met either by actions of VERANNE and/or by the passage of time. VERANNE has net assets with time or purpose donor restrictions for operations of $178,459 and $198,519 as of September 30, 2024 and 2023, respectively. Perpetual – Net assets subject to donor-imposed stipulations that they be maintained in perpetuity by VERANNE. Generally, the donors of these assets permit VERANNE to use all or part of the income earned on related investments for general or specific purposes. There were no net assets with perpetual donor restrictions as of September 30, 2024 and 2023.Revenues – Revenues are reported as increases in net assets without donor restrictions unless use of the related assets is limited by donor or grantor-imposed restrictions. Expenses are reported as decreases in net assets without donor restrictions. Gains and losses on investments and other assets or liabilities are reported as increases or decreases in net assets without donor restrictions unless their use is restricted by explicit donor stipulation, grantor stipulation or by law. Expirations of time or purpose restrictions on net assets by fulfillment of the donor or grantor stipulated purpose, or by passage of the stipulated time period are reported as reclassifications between applicable classes of net assets. The Corporation adopted Accounting Standards Update (“ASU”) 2014-09, Revenue from Contracts with Customers (ASC 606). ASC 606 establishes principles for recognizing revenue upon the transfer of control and promised goods or services to customers, in an amount that reflects the expected consideration received in exchange for those goods and services. The contract transaction price is allocated to each distinct performance obligation and recognized as revenue when, or as, the performance obligation is satisfied. The overall impact of the adoption was not material in the accompanying financial statements. The majority of the revenue is earned through research grants and contracts with public, private, and federal sources. These grants and contracts are reciprocal transaction agreements. Contracts are billed at predetermined increments throughout the study period. Revenue is recognized as those benchmarks are achieved. Revenue for costreimbursement contracts are recognized when the Corporation incurs allowable costs. Intergovernmental Personnel Act (“IPA”) revenue consists of reimbursements for salary and benefits from the VA to the Corporation for use of the Corporation’s employees. Revenue is recognized during the period in which performance obligations are met. Contracts Receivable – These receivables consist of billings on IPA research federal funds. VERANNE performs periodic evaluations of the collectability of its receivables and does not require collateral on its contracts receivable. Management estimates contracts receivable’s allowance for credit losses using available information relating to past events, current conditions, and reasonable and supportable forecasts. Management has deemed no allowance for credit losses is necessary for contracts receivable as of September 30, 2024 and 2023. Grants Receivable – These receivables consist of billings on all other earned revenue sources except for IPA research federal funds. VERANNE performs periodic evaluations of collectability of its receivables and does not require collateral on its grants receivable. Management has deemed no allowance for doubtful accounts is necessary for grants receivable as of September 30, 2024 and 2023. Property and Equipment – Property and equipment are recorded at cost if purchased or fair market value on the date of gift if donated. Betterments or improvements are capitalized and repairs and maintenance are charged to current year expenses. VERANNE has a policy of capitalizing computers with a cost in excess of $500 and a life greater than one year and equipment with a cost in excess of $1,000 and a life greater than one year.Property and Equipment (continued) – VERANNE follows the policy of charging to expense annual amounts of depreciation that allocate the cost of assets over their estimated useful lives. VERANNE employs the straight-line method over the useful lives of the assets ranging from 5 to 15 years. Depreciation expense was $25,963 and $28,241 for the years ended September 30, 2024 and 2023, respectively. VERANNE reviews the carrying value of property and equipment for impairment whenever events and circumstances indicate that the carrying value of an asset may not be recoverable from the estimated future cash flows expected to result from its use and eventual disposition. In cases where undiscounted expected future cash flows are less than the carrying value, an impairment loss is recognized equal to an amount by which the carrying value exceeds the fair value of the assets. The factors considered by management in performing this assessment include current operating results, trends, and prospects, as well as effects of obsolescence, demand, competition, and other economic factors. Cash and Cash Equivalents – For purposes of the statement of cash flows, VERANNE considers all cash and highly liquid investments with an original maturity of three months or less to be cash equivalents. Investments – Investments consist of long-term certificates of deposit and are carried at fair value on quoted prices in active markets (level 2). Realized and unrealized gains or losses on investments are recorded in the period in which the gains or losses occur. Use of Estimates – The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Fair Values of Financial Instruments – The Corporation’s financial instruments are cash and cash equivalents, investments, contracts receivable, grants receivable, and accounts payable. The recorded values of cash and cash equivalents, contracts receivable, grants receivables and accounts payable approximate their fair values based on their short-term nature. Advertising – VERANNE expenses advertising communication costs when incurred. Concentration of Credit Risk – VERANNE maintains cash and investments at one financial institution. Accounts at financial institutions are insured by the Federal Deposit Insurance Corporation up to $250,000. Throughout the year, balances exceeded that amount. As of September 30, 2024, the Corporation has not incurred any losses as a result of uninsured balances.Functional Allocation of Expenses – The cost of providing the various programs and other activities has been summarized on a functional basis in the statement of activities and change in net assets and statement of functional expenses. Accordingly, certain costs have been allocated among the programs and supporting services benefited. Any support expenses not directly chargeable to program costs are allocated based on staff allocation or other reasonable means to functional areas. Deferred Revenue – VERANNE recognizes revenues as earned. Amounts received in advance of the period in which work is preformed are recorded as a liability under “deferred revenue.” Income Taxes – VERANNE is exempt from federal income taxes under Section 501(c)(3) of the U.S. Internal Revenue Code, except with regard to unrelated business income, which is taxed at corporate income tax rates. ASC Subtopic 740-10, Accounting for Uncertainty in Income Taxes, addresses the accounting uncertainty of income taxes recognized in an enterprise’s financial statements and prescribes a threshold of “more-likely-than-not” for recognition and derecognition of tax positions taken or expected to be taken in a tax return. Subtopic 740-10 also provides guidance on measurement classification, interest and penalties and disclosure. The Corporation has determined that the provisions of Subtopic 740-10 do not have a material effect on the Corporation’s financial statements. The Corporation believes it is no longer subject to examinations for years prior to 2020. Liquidity – Assets are presented in the accompanying statements of financial position according to their nearness of conversion to cash and liabilities according to the nearness of their maturity and resulting use of cash. Change in Accounting Principle – In February 2016, the FASB issued Accounting Standard Update 2016- 02, Leases (Topic 842). Under the new guidance, lessees are required to recognize the following for all leases (with the exception of leases with a term of 12 months or less) at the commencement date: (a) a lease liability, which is a lessee’s obligation to make lease payments arising from a lease, measured on a discounted basis; and (b) a right-ofuse asset, which is an asset that represents the lessee’s right to use, or control the use of, a specified asset for the lease term. Leases are classified as either operating or finance. Operating leases result in straight-line expense in the statement of operations (similar to previous operating leases), while finance leases result in more expense being recognized in the earlier years of the lease term (similar to previous capital leases). The Corporation adopted the new standard on October 1, 2022 using the modified retrospective approach. The Corporation elected the transition method that allows for the application of the standard at the adoption date rather than at the beginning of the earliest comparative period presented in the financial statements. The Corporation also elected available practical expedients.Change in Accounting Principle (continued) – In June 2016, the FASB issued Accounting Standards Update (ASU) 2016-13, Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments, which eliminates the probable initial recognition threshold and, instead, requires that all financial assets (or group of financial assets) measured at amortized cost basis be presented at the net amount expected to be collected inclusive of the entity’s current estimate of all expected credit losses. The ASU also applies to certain off balance-sheet credit exposures such as unfunded commitments and non-derivative financial guarantees. The allowance for credit losses is a valuation account that is deducted from the amortized cost basis of the financial asset(s) in order to present the net carrying value at the amount expected to be collected on the financial asset. The measurement of expected credit losses is based on relevant information about past events, including historical experience, current conditions, and reasonable and supportable forecasts that affect the collectability of the reported amount. The Corporation adopted the new standard on October 1, 2023 using the modified retrospective approach. The adoption of the ASU has not had a material impact on the Corporation’s financial statements. Reclassifications – Certain reclassifications of prior year amounts have been made to conform to the current year presentation. Expenditures reported on the Schedule are reported on the accrual basis of accounting. Such expenditures are recognized following the cost principles contained in the Uniform Guidance, wherein certain types of expenditures are not allowable or are limited as to reimbursement. De Minimis Rate Used: Both Rate Explanation: Veterans Education & Research Association of Northern New England, Inc. did elect to use the 10% de minimis indirect cost rate on one private foundation grant. For the remainder of grants, Veterans Education & Research Association of Northern New England, Inc. uses a federally negotiated indirect cost rate. Veterans Education & Research Association of Northern New England, Inc. did elect to use the 10% de minimis indirect cost rate on one private foundation grant. For the remainder of grants, Veterans Education & Research Association of Northern New England, Inc. uses a federally negotiated indirect cost rate.
Title: Cancer Treatment Research Accounting Policies: Basis of Accounting – VERANNE has prepared these financial statements on the accrual basis of accounting and, accordingly, reflects all significant receivables, payables, and other liabilities. Basis of Presentation – The Corporation has adopted Financial Accounting Standards Board (FASB) Accounting Standards Codification (ASC) Topic 958, Not-for-Profit Entities, Section 205, Presentation of Financial Statements, and Section 605, Revenue Recognition (previously Statement of Financial Accounting Standards (SFAS) No. 116, Accounting for Contributions Received and Made). ASC Section 958-205 establishes standards for external financial reporting by not-for-profit organizations and requires that resources be classified for accounting and reporting purposes into two net asset categories according to externally (donor) imposed restrictions. ASC Section 958-605 requires that unconditional promises to give (pledges) be recorded as receivables and revenue. It also requires that the organization distinguish between contributions received for each net asset category in accordance with donor-imposed restrictions. A description of the two net asset categories follows: Net assets without donor restrictions: Undesignated – Net assets without donor restrictions consist of undesignated amounts, investments segregated by the Board of Trustees (the earnings from which are used for operations), and amounts used to purchase land, buildings, and equipment net of related indebtedness. Net assets with donor restrictions: Time or Purpose – Net assets subject to donor-imposed stipulations that may or will be met either by actions of VERANNE and/or by the passage of time. VERANNE has net assets with time or purpose donor restrictions for operations of $178,459 and $198,519 as of September 30, 2024 and 2023, respectively. Perpetual – Net assets subject to donor-imposed stipulations that they be maintained in perpetuity by VERANNE. Generally, the donors of these assets permit VERANNE to use all or part of the income earned on related investments for general or specific purposes. There were no net assets with perpetual donor restrictions as of September 30, 2024 and 2023.Revenues – Revenues are reported as increases in net assets without donor restrictions unless use of the related assets is limited by donor or grantor-imposed restrictions. Expenses are reported as decreases in net assets without donor restrictions. Gains and losses on investments and other assets or liabilities are reported as increases or decreases in net assets without donor restrictions unless their use is restricted by explicit donor stipulation, grantor stipulation or by law. Expirations of time or purpose restrictions on net assets by fulfillment of the donor or grantor stipulated purpose, or by passage of the stipulated time period are reported as reclassifications between applicable classes of net assets. The Corporation adopted Accounting Standards Update (“ASU”) 2014-09, Revenue from Contracts with Customers (ASC 606). ASC 606 establishes principles for recognizing revenue upon the transfer of control and promised goods or services to customers, in an amount that reflects the expected consideration received in exchange for those goods and services. The contract transaction price is allocated to each distinct performance obligation and recognized as revenue when, or as, the performance obligation is satisfied. The overall impact of the adoption was not material in the accompanying financial statements. The majority of the revenue is earned through research grants and contracts with public, private, and federal sources. These grants and contracts are reciprocal transaction agreements. Contracts are billed at predetermined increments throughout the study period. Revenue is recognized as those benchmarks are achieved. Revenue for costreimbursement contracts are recognized when the Corporation incurs allowable costs. Intergovernmental Personnel Act (“IPA”) revenue consists of reimbursements for salary and benefits from the VA to the Corporation for use of the Corporation’s employees. Revenue is recognized during the period in which performance obligations are met. Contracts Receivable – These receivables consist of billings on IPA research federal funds. VERANNE performs periodic evaluations of the collectability of its receivables and does not require collateral on its contracts receivable. Management estimates contracts receivable’s allowance for credit losses using available information relating to past events, current conditions, and reasonable and supportable forecasts. Management has deemed no allowance for credit losses is necessary for contracts receivable as of September 30, 2024 and 2023. Grants Receivable – These receivables consist of billings on all other earned revenue sources except for IPA research federal funds. VERANNE performs periodic evaluations of collectability of its receivables and does not require collateral on its grants receivable. Management has deemed no allowance for doubtful accounts is necessary for grants receivable as of September 30, 2024 and 2023. Property and Equipment – Property and equipment are recorded at cost if purchased or fair market value on the date of gift if donated. Betterments or improvements are capitalized and repairs and maintenance are charged to current year expenses. VERANNE has a policy of capitalizing computers with a cost in excess of $500 and a life greater than one year and equipment with a cost in excess of $1,000 and a life greater than one year.Property and Equipment (continued) – VERANNE follows the policy of charging to expense annual amounts of depreciation that allocate the cost of assets over their estimated useful lives. VERANNE employs the straight-line method over the useful lives of the assets ranging from 5 to 15 years. Depreciation expense was $25,963 and $28,241 for the years ended September 30, 2024 and 2023, respectively. VERANNE reviews the carrying value of property and equipment for impairment whenever events and circumstances indicate that the carrying value of an asset may not be recoverable from the estimated future cash flows expected to result from its use and eventual disposition. In cases where undiscounted expected future cash flows are less than the carrying value, an impairment loss is recognized equal to an amount by which the carrying value exceeds the fair value of the assets. The factors considered by management in performing this assessment include current operating results, trends, and prospects, as well as effects of obsolescence, demand, competition, and other economic factors. Cash and Cash Equivalents – For purposes of the statement of cash flows, VERANNE considers all cash and highly liquid investments with an original maturity of three months or less to be cash equivalents. Investments – Investments consist of long-term certificates of deposit and are carried at fair value on quoted prices in active markets (level 2). Realized and unrealized gains or losses on investments are recorded in the period in which the gains or losses occur. Use of Estimates – The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Fair Values of Financial Instruments – The Corporation’s financial instruments are cash and cash equivalents, investments, contracts receivable, grants receivable, and accounts payable. The recorded values of cash and cash equivalents, contracts receivable, grants receivables and accounts payable approximate their fair values based on their short-term nature. Advertising – VERANNE expenses advertising communication costs when incurred. Concentration of Credit Risk – VERANNE maintains cash and investments at one financial institution. Accounts at financial institutions are insured by the Federal Deposit Insurance Corporation up to $250,000. Throughout the year, balances exceeded that amount. As of September 30, 2024, the Corporation has not incurred any losses as a result of uninsured balances.Functional Allocation of Expenses – The cost of providing the various programs and other activities has been summarized on a functional basis in the statement of activities and change in net assets and statement of functional expenses. Accordingly, certain costs have been allocated among the programs and supporting services benefited. Any support expenses not directly chargeable to program costs are allocated based on staff allocation or other reasonable means to functional areas. Deferred Revenue – VERANNE recognizes revenues as earned. Amounts received in advance of the period in which work is preformed are recorded as a liability under “deferred revenue.” Income Taxes – VERANNE is exempt from federal income taxes under Section 501(c)(3) of the U.S. Internal Revenue Code, except with regard to unrelated business income, which is taxed at corporate income tax rates. ASC Subtopic 740-10, Accounting for Uncertainty in Income Taxes, addresses the accounting uncertainty of income taxes recognized in an enterprise’s financial statements and prescribes a threshold of “more-likely-than-not” for recognition and derecognition of tax positions taken or expected to be taken in a tax return. Subtopic 740-10 also provides guidance on measurement classification, interest and penalties and disclosure. The Corporation has determined that the provisions of Subtopic 740-10 do not have a material effect on the Corporation’s financial statements. The Corporation believes it is no longer subject to examinations for years prior to 2020. Liquidity – Assets are presented in the accompanying statements of financial position according to their nearness of conversion to cash and liabilities according to the nearness of their maturity and resulting use of cash. Change in Accounting Principle – In February 2016, the FASB issued Accounting Standard Update 2016- 02, Leases (Topic 842). Under the new guidance, lessees are required to recognize the following for all leases (with the exception of leases with a term of 12 months or less) at the commencement date: (a) a lease liability, which is a lessee’s obligation to make lease payments arising from a lease, measured on a discounted basis; and (b) a right-ofuse asset, which is an asset that represents the lessee’s right to use, or control the use of, a specified asset for the lease term. Leases are classified as either operating or finance. Operating leases result in straight-line expense in the statement of operations (similar to previous operating leases), while finance leases result in more expense being recognized in the earlier years of the lease term (similar to previous capital leases). The Corporation adopted the new standard on October 1, 2022 using the modified retrospective approach. The Corporation elected the transition method that allows for the application of the standard at the adoption date rather than at the beginning of the earliest comparative period presented in the financial statements. The Corporation also elected available practical expedients.Change in Accounting Principle (continued) – In June 2016, the FASB issued Accounting Standards Update (ASU) 2016-13, Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments, which eliminates the probable initial recognition threshold and, instead, requires that all financial assets (or group of financial assets) measured at amortized cost basis be presented at the net amount expected to be collected inclusive of the entity’s current estimate of all expected credit losses. The ASU also applies to certain off balance-sheet credit exposures such as unfunded commitments and non-derivative financial guarantees. The allowance for credit losses is a valuation account that is deducted from the amortized cost basis of the financial asset(s) in order to present the net carrying value at the amount expected to be collected on the financial asset. The measurement of expected credit losses is based on relevant information about past events, including historical experience, current conditions, and reasonable and supportable forecasts that affect the collectability of the reported amount. The Corporation adopted the new standard on October 1, 2023 using the modified retrospective approach. The adoption of the ASU has not had a material impact on the Corporation’s financial statements. Reclassifications – Certain reclassifications of prior year amounts have been made to conform to the current year presentation. Expenditures reported on the Schedule are reported on the accrual basis of accounting. Such expenditures are recognized following the cost principles contained in the Uniform Guidance, wherein certain types of expenditures are not allowable or are limited as to reimbursement. De Minimis Rate Used: Both Rate Explanation: Veterans Education & Research Association of Northern New England, Inc. did elect to use the 10% de minimis indirect cost rate on one private foundation grant. For the remainder of grants, Veterans Education & Research Association of Northern New England, Inc. uses a federally negotiated indirect cost rate. Veterans Education & Research Association of Northern New England, Inc. entered into a FDP fixed rate clinical research subaward (subaward) as funded by the National Institutes of Health under Department of Health and Human Services, passed through Oregon Health & Science University, for the Cancer Treatment Research program with federal assistance listing number 93.395, included in the Research and Development cluster. This subaward is not awarded based on a cost reimbursement basis and is therefore not included in the Schedule. Veterans Education & Research Association of Northern New England, Inc. recognized $2,436 of revenue from the subaward for the year ended September 30, 2024.