Audit 319775

FY End
2023-12-31
Total Expended
$3.23M
Findings
0
Programs
3
Organization: Valley First Credit Union (CA)
Year: 2023 Accepted: 2024-09-17
Auditor: Moss Adams

Organization Exclusion Status:

Checking exclusion status...

Findings

No findings recorded

Programs

ALN Program Spent Major Findings
21.033 Equitable Recovery Program $3.00M Yes 0
21.020 Community Development Financial Institutions Program $146,045 - 0
21.025 Small Dollar Loan Program $80,944 - 0

Contacts

Name Title Type
WLX7VPFE9M16 Kathryn Davis Auditee
2095498500 Etty Goldstein Auditor
No contacts on file

Notes to SEFA

Title: Note 1 – General Accounting Policies: Note 3 – Summary of Significant Accounting Policies Expenditures reported on the Schedule are reported on the accrual basis of accounting. Such expenditures are recognized following the cost principles contained in the Uniform Guidance, wherein certain types of expenditures are not allowable or are limited as to reimbursement. De Minimis Rate Used: N Rate Explanation: The Credit Union has elected not to use the 10% de minimis indirect cost rate, as allowed under Uniform Guidance. The accompanying schedule of expenditures of federal awards (“Schedule”) presents the federal financial assistance programs of Valley First Credit Union (“Credit Union”). The reporting entity is defined in Note 1 to the Credit Union’s financial statements.
Title: Note 2 – Basis of Presentation Accounting Policies: Note 3 – Summary of Significant Accounting Policies Expenditures reported on the Schedule are reported on the accrual basis of accounting. Such expenditures are recognized following the cost principles contained in the Uniform Guidance, wherein certain types of expenditures are not allowable or are limited as to reimbursement. De Minimis Rate Used: N Rate Explanation: The Credit Union has elected not to use the 10% de minimis indirect cost rate, as allowed under Uniform Guidance. The accompanying Schedule includes the federal grant activity of the Credit Union under programs of the federal government for the year ended December 31, 2023, and is presented on the accrual basis of accounting. The information in this Schedule is presented in accordance with the requirements of Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards (“Uniform Guidance”). Because the Schedule presents only a selected portion of the operations of the Credit Union, it is not intended to, and does not, present the financial condition, comprehensive income, members’ equity, or cash flows of the Credit Union.
Title: Note 4 – Subrecipients Accounting Policies: Note 3 – Summary of Significant Accounting Policies Expenditures reported on the Schedule are reported on the accrual basis of accounting. Such expenditures are recognized following the cost principles contained in the Uniform Guidance, wherein certain types of expenditures are not allowable or are limited as to reimbursement. De Minimis Rate Used: N Rate Explanation: The Credit Union has elected not to use the 10% de minimis indirect cost rate, as allowed under Uniform Guidance. Of the expenditures presented in the Schedule, the Credit Union provided no awards to subrecipients.
Title: Note 5 – Indirect Cost Rate Accounting Policies: Note 3 – Summary of Significant Accounting Policies Expenditures reported on the Schedule are reported on the accrual basis of accounting. Such expenditures are recognized following the cost principles contained in the Uniform Guidance, wherein certain types of expenditures are not allowable or are limited as to reimbursement. De Minimis Rate Used: N Rate Explanation: The Credit Union has elected not to use the 10% de minimis indirect cost rate, as allowed under Uniform Guidance. The Credit Union has elected not to use the 10% de minimis indirect cost rate, as allowed under Uniform Guidance.